Maximize Your Wealth Potential with Our Financial Expertise
Harness the power of sound financial advice and innovative wealth management strategies. Our consultants are committed to optimizing your financial portfolio, ensuring your investments work harder for you.
Our ApproAch
Despite growing in size and clientele, GCS have never forgotten their past. The founders are committed to staying hands on and meeting with clients as often as possible. Their continuous involvement helps the company stay on track, prioritizing the core values of public service that Jonathan and Debra work toward.
Prices: $188 Down and $89 Dollars per month for all credit files.
Values: Our guiding principles of respect, ethics, integrity, and honesty support our vision of our
company. They shape our culture and reflect what we at GCS deem most important.
Personal Credit Restoration Services
Credit restoration services:
Assist in improving credit scores by disputing report inaccuracies and negotiating with creditors. They provide guidance on better financial habits to rebuild creditworthiness. These efforts lead to improved loan terms, lower interest rates, and greater financial opportunities.
Credit monitoring services:
Track credit reports and provide alerts for changes or potential issues. They help users stay informed about credit activity and detect fraudulent behavior. These services support proactive financial management and safeguard credit health.
Identity Theft Protection services:
Safeguard clients from identity theft and fraudulent activities by providing advanced tools and monitoring. These services include assistance in resolving any issues that arise from identity theft, ensuring a quick recovery. Offered by IDX, they deliver robust protection against fraud and threats.
Savings Goals services:
Establish Savings goals seamingly within your online banking. Create and fund dedicated goals with the simple set-it and forget it feature. Stay updated on progress and activity instantly. Modify, redeem or close your Savings goal at any time.
Debt Payoff services:
Focus on negotiating with creditors to reduce debts or secure more favorable repayment terms. These strategies aim to alleviate financial burdens and help clients regain control of their finances. By addressing outstanding debts efficiently, individuals can work toward achieving financial stability.
A Will & Trust services:
Ensure your estate is distributed according to your wishes, minimizing disputes and delays. A living trust streamlines the settlement process, bypassing lengthy probate proceedings. Health Care and Financial POAs empower trusted individuals to make medical and financial decisions on your behalf if you're incapacitated, safeguarding your interests.
Budgeting Platform services:
You can simplify your finances by setting up your budgeting platform. You can track your money with the click of a button that categorizes every bill that you pay every month, so you know what you have coming in and going out.
Rocket Lawyer services:
Provides affordable online legal services, such as document creation, attorney advice, and business formation. Its user-friendly tools and on-demand support simplify legal processes for individuals and businesses. From contracts to wills, it offers convenience and confidence in handling legal matters efficiently.
Life Insurance services:
Provides essential financial protection for your loved ones in the event of your passing. It helps cover debts, living expenses, and medical or final costs, ensuring their financial stability. By offering security and peace of mind, life insurance supports your family’s future needs.
Primary Tradelines services:
Tradelines (credit accounts that report to credit bureaus) offer several benefits, including potentially boosting credit scores, improving credit mix diversity, establishing a strong credit history, and potentially lowering overall credit utilization.
Credit Restoration Process Benefits:
Tradelines (credit accounts that report to credit bureaus) offer several benefits, including potentially boosting credit scores, improving credit mix diversity, establishing a strong credithistory, and potentially lowering overall credit utilization.
Here's a more detailed look at the benefits:
Improved Credit Score:
Addressing inaccuracies in credit reports and ensuring positive changes, such as corrected late payments, can help boost credit scores. This opens up opportunities for better loans and financial products.
Diversified Credit Mix:
The process helps ensure a balanced credit profile by removing errors related to credit types and improving creditworthiness in lenders' eyes.
Enhanced Credit History:
Rectifying inaccuracies and adding accurate information build a stronger and longer positive credit history, vital for credit score calculations.
Lower Credit Utilization:
Correcting misreported credit limits or balances reduces overall credit utilization ratios, leading to better credit health.
Testimonials
I'm thrilled to share my latest results and confirm that my payment will be ready on time! It's been a fantastic journey improving my credit score to a 650, and I couldn't be happier to have your team by my side. Thank you for all the support !!!
Byron Lewis
I am absolutely thrilled with the improvement in my credit score, and I owe a huge thank you to GCS for their invaluable help and support. Their guidance was instrumental in helping me achieve this financial milestone. I couldn't be happier with the results and the top-notch service !!!
Kristie
Faqs
Where should I keep my Will?
Keep your will in the same place you keep other important papers. Be sure to choose a safe place where someone else can find the will after your death. Someone you trust should know that the will exists and where it is located.
Some people keep their wills in safe-deposit boxes. Keep in mind that if the will contains provisions which must be known immediately upon your death, a safe-deposit box may not be the best place to keep it. This is because it may be time-consuming for someone whose name is not on the safe-deposit box to gain access to it.
Should I name small children as beneficiaries in my Will?
Keep your will in the same place you keep other important papers. Be sure to choose a safe place where someone else can find the will after your death. Someone you trust should know that the will exists and where it is located.
Some people keep their wills in safe-deposit boxes. Keep in mind that if the will contains provisions which must be known immediately upon your death, a safe-deposit box may not be the best place to keep it. This is because it may be time-consuming for someone whose name is not on the safe-deposit box to gain access to it.
There is no restriction on leaving property to minor beneficiaries (persons under the age of 18), but the probate court may choose to appoint a guardian or conservator to hold and manage the inheritance until the children reach age 18. One reason for having a living trust is that you can provide for an inheritance to be held and managed for minor beneficiaries by persons you choose until the child turns 18 or any other later age. Often children are not ready to manage significant wealth when they are only 18 years old. The use of a pour-over will and a living trust eliminates the need to name minor children as beneficiaries in your last will.
Will others inherent my debts after I die?
Keep your will in the same place you keep other important papers. Be sure to choose a safe place where someone else can find the will after your death. Someone you trust should know that the will exists and where it is located.
Some people keep their wills in safe-deposit boxes. Keep in mind that if the will contains provisions which must be known immediately upon your death, a safe-deposit box may not be the best place to keep it. This is because it may be time-consuming for someone whose name is not on the safe-deposit box to gain access to it.
There is no restriction on leaving property to minor beneficiaries (persons under the age of 18), but the probate court may choose to appoint a guardian or conservator to hold and manage the inheritance until the children reach age 18. One reason for having a living trust is that you can provide for an inheritance to be held and managed for minor beneficiaries by persons you choose until the child turns 18 or any other later age. Often children are not ready to manage significant wealth when they are only 18 years old. The use of a pour-over will and a living trust eliminates the need to name minor children as beneficiaries in your last will.
Generally speaking, no. No one can inherit your unsecured debts after you die unless they were co-signed on the account with you (such as a credit card) or acted as your surety or personal guarantor (on a personal loan). If the debt is solely in your name, then no one is responsible for that debt besides you.
However, that does not mean the debt will not get paid. One of the duties of your executor or personal representative is to determine what debts you have. Your executor then uses the proceeds from your estate prior to distributing to your beneficiaries to pay those debts. If the debts are greater than your cash assets, then your non-cash assets are sold and used to pay as many debts as possible. If your debts exceed your assets, then your creditors take a loss (and of course, your beneficiaries get nothing).
The only exception is for secured debts (home loan, car loan, etc.), where a beneficiary may agree to take the asset subject to the debt and make the remaining payments on it. That is the only time a beneficiary will be liable for your debt - if they agree to it
Can I be the Trustee of my own Trust?
You can be the trustee during your lifetime. Since all trust assets are held in the name of the trustee, this means you can continue to fully control all of your assets as long as you live and are not incapacitated.
How does a living Trust work?
You can be the trustee during your lifetime. Since all trust assets are held in the name of the trustee, this means you can continue to fully control all of your assets as long as you live and are not incapacitated.
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